ABL Life Insurance announced on the 16th that it has newly established 10 related special clauses and applied them to the existing three types of health insurance to strengthen coverage for high blood pressure, diabetes, shingles, and gout, which have high incidence rates among the middle-aged and elderly.
The newly added special clauses are designed to pay 1 million won in insurance benefits for each clause based on an insurance subscription amount of 10 million won. The high blood pressure coverage special clause provides coverage only once for those diagnosed with high blood pressure who have received medication treatment for 180 days or more. It was released in two types: "(no) high blood pressure (primary) medication treatment coverage special clause (non-refund type)" and "(no) high blood pressure (primary) medication treatment coverage special clause (renewal type)."
The diabetes coverage special clause pays a diagnostic fund for the first time based on the levels of glycated hemoglobin of 6.5%, 7.5%, and 9.0%, respectively, in stages. The glycated hemoglobin test is a test that measures how much hemoglobin in red blood cells, which carries oxygen in the blood, has been glycosylated.
In addition, diagnostic funds are also paid for shingles and gout, which are representative senior diseases, respectively for the first time. These special clauses will be included in a total of three types of existing health insurance: (no) ABL Health N Comprehensive Insurance (renewal type), (no) ABL Health N Comprehensive Insurance (non-refund type), and (no) ABL THE Talkative Women's Health Insurance. The age for insurance subscription is from 15 years old to a maximum of 80 years old in the standard examination type.
Kim Soon-jae, head of product at ABL Life Insurance, said, "High blood pressure, diabetes, shingles, and gout have particularly high incidence rates among senior customers and significantly impact daily life, so we have strengthened senior coverage with the establishment of these special clauses." He added, "We will continue to strive to develop products that can provide practical help to customers who want to prepare for their health in old age."