Among 10 cryptocurrency investors, 4 invest in coins not for short-term revenue but for retirement preparation.
Hana Financial Research Institute analyzed in its report titled "Cryptocurrency Investment Trends of the 2050 Generation," released on the 29th, that "more than a third of those in their 20s casually invest for trends or fun, while more than half of those in their 50s do so for retirement preparation." It further noted, "The proportion of short-term investors has decreased compared to the past, and the share pursuing trends or fun has also declined," adding, "This indicates a change in perception from speculation to investment."
According to the report, 51% of those aged 20 to 50 have experienced cryptocurrency investment, and 27% are currently holding cryptocurrency. Their total investment in cryptocurrency accounts for 14% of their total financial assets (approximately 13 million won).
The age distribution of cryptocurrency investors showed that 31% were in their 40s, followed by 28% in their 30s, 25% in their 50s, and 17% in their 20s. Males made up 67% of the investors, more than double the 33% of females.
More than 60% of cryptocurrency investors entered the market starting from 2020 when Bitcoin prices soared. About 75% of investors reported they invested less than 3 million won, while 42% have a cumulative investment exceeding 10 million won.
Investors hold an average of two types of coins. While more than half hold Bitcoin, the proportion of those holding only altcoins without Bitcoin was also 36%. The research institute pointed out a trend where the longer the investment period, the greater the proportion of investments concentrated on stablecoins.
Meanwhile, this survey was conducted in April with a total of 1,000 participants, including 700 adults aged 20 to 50 and 300 cryptocurrency investors.