The artificial intelligence (AI) asset management platform Aim announced on the 26th that it has introduced the concept of 'subscription economy' into asset management with its automated service 'IOA 2.0'.
IOA 2.0 expands and reorganizes the existing periodic asset management subscription model, IOA (Investing On Autopilot), with the key focus on maximizing investment flexibility and autonomy.
It is based on a subscription model that allows users to use the service without complex contract procedures, similar to subscribing to content, and to cancel at any time they wish.
Users can not only invest in a savings-like manner but also invest whenever they have spare funds, similar to deposits. Additionally, if funds are urgently needed, they can receive advice on how to safely cash out some or all of the invested amount and revenue.
According to Aim, IOA 2.0 focuses on combining 'the convenience of bank deposits' with 'the high profitability of professional investments.' Users only need to consider the timing of investment and revenue realization, leaving the rest of the process to Aim's technology.
▲There is no fixed contract period, allowing investment and revenue realization at any time, ▲there are no complex contract procedures beyond the initial agreement, and ▲the entire process from deposits, investment portfolio composition, revenue realization, to setting the sell price and period of the asset is executed automatically by AI algorithms.
In particular, when users request revenue realization, a 'dynamic liquidation algorithm' designed to optimize profits considering market conditions and unit liquidity of the assets is applied, which can maximize users' benefits.